Florida Based Financial Services
Helping Families and Businesses Protect, Grow, and Finance Their Future.
Insurance, retirement planning, and business financing brought together under one trusted advisor, so every decision fits the same plan.
- 35+ Years Experience
- Licensed Advisor
- Individuals and Businesses
- Florida Based
About
One advisor for the whole picture.
One Financial Group simplifies your financial future by bringing insurance, retirement planning, and business financing together under one trusted advisor.
We combine decades of experience with modern technology to provide personalized guidance, responsive service, and solutions tailored to your unique goals. Our mission is to build lasting relationships by helping individuals, families, and businesses make informed financial decisions with confidence.
As your life changes, from starting a family, preparing for retirement, growing a business, or planning your legacy, we will be here with the financial solutions and guidance you need every step of the way.
Years of experience
Core service lines
Ways to reach us by phone
Advisor for everything

- Medicare planning
- Retirement strategies
- SBA loans and business financing
- Working capital and lines of credit
- Health and life insurance
- Annuities
- Commercial real estate financing
Services
Coverage, income, and capital in one place.
Every service below is handled by the same advisor, so your insurance, retirement, and financing decisions stay aligned instead of working against each other.

Life Insurance
Term, whole, and final expense coverage sized to protect the people who depend on your income.
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ACA and Health Insurance
Medicare Advantage and Supplement
Retirement Planning
Annuities
Business Loans and SBA Financing
Commercial Real Estate Financing
Lines of Credit and Working Capital
Founder
Thirty five years of straight answers.
Ruben Dario Vazquez is the Founder and President of One Financial Group, where he is dedicated to helping individuals, families, and business owners make informed financial decisions with confidence. With more than 35 years of experience in sales, management, insurance, and financial services, Ruben has built his career on integrity, personalized service, and long term client relationships.
His expertise includes Medicare planning, health and life insurance, retirement strategies, annuities, and business financing solutions, including SBA loans, commercial real estate financing, and working capital. Rather than offering one size fits all products, he takes the time to understand each client's goals and develops customized solutions that protect what matters most while supporting their financial future.
As a technology driven entrepreneur, Ruben combines decades of industry experience with innovative tools to provide responsive, efficient, and client focused service. His vision is to make financial guidance more accessible while maintaining the personal attention every client deserves.
Whether assisting a family in planning for retirement, helping a business secure financing, or protecting a client's legacy with the right insurance strategy, Ruben is committed to being a trusted advisor for every stage of life.
Solutions
The work we do for clients every week.
These are the projects that strengthen a family's protection or move a business forward. Each one starts with a conversation, not a product. Hover or select a row to see how it works in practice.
Why One Financial Group
A single advisor beats a single product.
Most people end up with a policy from one agent, a retirement account somewhere else, and a bank that does not know either. Here is how that compares.
| What you should expect | One Financial Group | Single product agent | Big box call center |
|---|---|---|---|
| Full spectrum solutions under one advisor | |||
| Recommendations built around your numbers | |||
| Same person answers next year | |||
| Insurance and business financing together | |||
| Technology driven speed and follow up | |||
| Ongoing policy and claims support |
Check means consistently delivered. Dash means sometimes. Cross means not part of the model.
Testimonials
What clients say after the paperwork is done.
Names are withheld to protect client privacy. Roles and locations are accurate to the kind of work we do across North Florida.
I had three Medicare mailers a day and no idea what any of it meant. We sat down, compared plans line by line, and I finally understood what I was signing.
Our working capital line closed in time for our busiest season. The paperwork was handled and we were told exactly what the lender needed.
We wanted life insurance that actually covered the mortgage if something happened. The recommendation was specific to our numbers, not a generic product pitch.
The annuity conversation was the first one where nobody rushed me. I got a straight answer about what it would and would not do.
Our SBA application had been stalled elsewhere for months. It was rebuilt, resubmitted, and approved.
Group health for our eight employees felt impossible until someone walked us through the real options and costs.
Education
Plain language answers, before you decide.
Short reads on the questions clients ask most, written without the jargon that makes financial decisions harder than they need to be.

Understanding Medicare Enrollment Periods
Which window applies to you, and what happens if you miss it.
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How SBA Financing Actually Works
What lenders look for, what to prepare, and how long approval really takes.
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When It Makes Sense to Consider an Annuity
Where guaranteed income fits, and where it does not.
Read More
Building a Retirement Income Plan
Turning savings into a paycheck you can count on every month.
Read MoreFAQ
Questions we answer every week.
If yours is not here, call us and ask. There is no cost for a straight answer.
Contact
Request a free consultation.
Tell us what you are trying to protect, plan, or finance. The first conversation is free and carries no obligation.
275 John Knox Rd










